Welcome to freedom with Paga Cards.

Flexibility to receive and spend your money with ease.

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virtual dollar card

VIRTUAL DOLLAR CARD

Freedom to receive USD, anytime!

The easiest and fastest way to receive USD

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VIRTUAL NAIRA CARD

Freedom to spend, anyday!

Use Paga virtual Naira card anywhere VISA is accepted.

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virtual dollar card
Visa issued by UBA

PHYSICAL CARD

Freedom to chose your experience!

Make it personal, pick your design and spend anywhere. No-hidden-fees with your Paga card.

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Stay on top of your money

Receive real-time alerts on your smartphone after each transaction, and stay in-the-know about all incoming or outgoing payments.

Secure in one touch

Lost your card? Keep your debit card safe and money protected by locking your card in-app until you find it.

Access your card details (PAN, CVV and expiry date) in-app for added protection from loss or theft.

Safe online transactions are guaranteed with Visa's 3D secure technology and advanced two-factor authentication system

Learn more about using your card online

Paga card FAQs

What is a Paga prepaid card?

  • A prepaid debit card is an alternative payment card that you top up with money to use at Paga agents and online. You can only spend the balance you have available on the card, then add more money when it runs out.
  • Unlike a regular debit or credit card, a prepaid debit card doesn’t need to be linked to a traditional bank account.
  • These reasons make prepaid payment cards popular among ‘unbanked’ people who can’t access traditional banking services or don’t want to.

Where can I use my Paga card?

  • Your Paga card should work anywhere that Visa is accepted. That’s a lot of places and includes physical shops and online stores, as well as ATMs worldwide.

What are the benefits of using a Paga prepaid card?

    You can use a prepaid debit card to buy things and withdraw cash in much the same way as regular debit cards. But there are lots of reasons why one could be the better option for you.

  • Easy to get - A prepaid card account is an easy alternative to traditional banking for ‘unbanked’ people as there’s no complex KYC requirement. With a Paga Card account, you can then receive your salary, pay bills and much more.
  • Easy to manage - Prepaid debit cards are useful for managing your money as you’ll never be able to spend more than the balance you add. A Paga card also makes it easy to transfer and receive money, track spending and create savings Pockets, right from your phone.
  • Keep your funds safe - Prepaid cards are safer than carrying cash around. You can still use a Paga card to get cash out from an ATM whenever you need to, just like you would with a regular debit card.

How do I add money to a Paga card?

    With our prepaid Visa card, you can add money in lots of different ways. Many of them are quick and easy to do from your Paga app.

  • Make instant top-ups from another debit card
  • Receive bank transfers
  • Transfer money between your Paga accounts for free
  • Request payments from friends
  • Get paid by your employer
  • Top up with cash at more than 20,000 Paga agents across the country

Is a prepaid debit card safe?

  • Prepaid debit cards are safer and more convenient option than carrying cash. But there are lots of other ways that we keep your Paga card, money and identity safe too.
    1. Use a virtual card with a unique card number for secure online shopping
    2. Lock your Paga Visa card instantly in-app if you lose it
  • Your prepaid debit card account is protected too with single-phone access and much more. Read about security with Paga.

How do I open a prepaid debit card account?

    We’ve made it as simple as possible to open a Paga account and get a prepaid Visa. You could sign up if you’re aged 18 or over and resident in Nigeria

  1. Download our free mobile app from the App Store or Google Play.
  2. Sign up with your phone number, email address, and tell us where you live. We’ll also ask you to verify your phone number and provide a selfie to confirm your identity.
  3. Tell us where to send your Paga card or pick up a card at any of our agent locations

Why open a card account with Paga?

    Millions of people use Paga to manage their money because we’re:

  1. Flexible –Get a Paga card that suits you and use it in-store, online and at ATMs worldwide
  2. Fast –Open an account quickly with your basic information or at any of our agent locations
  3. Great value – See our card fees upfront and move money between your linked accounts for free
  4. Safe – Use a virtual card online and block your card instantly if you lose it
  5. Mobile – Pay with your phone and manage your money with the Paga app. Our prepaid debit card gives you the financial freedom you need to thrive anywhere. Read more about us.

Got questions or feedback?